Funeral Planning, Your Budget, and You.

For many families, the need to plan a funeral comes unexpectedly.  Complex decisions must be made at a most difficult time and the cost of funeral services plays a large role in the planning process.  Not surprisingly, most people are under the impression that funeral services cost more than they really do.

How much does a funeral actually cost?  What is a reasonable price range for a dignified, appropriate tribute for the person who has died?Money

No two funerals are alike and your personal preferences might make the cost higher (or lower) than average.  Overall, your final cost will be determined by three important considerations:

  1. The services you select
  2. The cost of caskets, outer burial containers, urns and other items
  3. Clergy, honorarium, obituary costs, flowers and other incidentals that can add to the services.

We offer many services that help make a funeral a personalized, dignified and healing experience.  Some families choose one or two of these, while others choose more.  You might prefer a traditional funeral or an alternative type of service.  Memorial services are available at our funeral home or at a place that has special meaning.  There are choices concerning burial or other forms of interment, including cremation.  Your decisions will determine the final cost, but you may be assured that we will give you detailed estimates for any of the options you choose.

The funeral products we make available give you a wide range of choices in style, and in price.  Your tastes may lean toward simplicity or something more elaborate.  For example, if you choose a traditional funeral with interment you will need to purchase an outer burial container (typically a vault) and casket.  Families who prefer cremation will usually purchase an urn to hold the cremated remains.  These may then be retained, interred, scattered, or placed in a columbarium niche.  Various costs are associated with each of these options.

If you have planned ahead for the funeral the choices we have discussed above will already be made and you will have received a complete list of all costs involved.  For this reason, we encourage families to consider planning ahead for your funeral because you will make these important decisions at your leisure, when you have time to reflect on just the kind of funeral you want and just how much you wish to pay.  Prepaying the funeral services also protects your family from those unanticipated expenses we mentioned earlier, as well as locking in today’s cost.

How much does a funeral really cost?  To assist in your planning, we can provide a list of prices for many of the basic services that most families select.  Please be assured that we welcome your questions about our services and prices.  Do not hesitate to discuss funeral costs with us.  We believe you have a right to know exactly what costs are involved in the services you choose.

Contact Kari Jones, our Certified Preplanning Consultant, at (217) 528-6461 or email her at: [email protected] for any questions you may have.



Last night I got a call from my best friend telling me that his father passed away. You stated that complex decisions must be made at a most difficult time and the cost of funeral services plays a large role in the planning process. Do most funeral homes offer different types of packages that people can choose from? Finding an experienced funeral home to help them might be a good idea.

Lucy Taylor says:

I appreciate that you talked about the different types of funerals, and how their cost can vary. I don’t give much thought to prepaying a funeral service. I really appreciate that you wrote about that being an option. I can imagine it really would take a load of stress off of family members, when the time comes. It seems to be really important to plan ahead, should the unexpected happen. Thanks for the information!

John Mahoney says:

I appreciate you talking about the importance of planning ahead for a funeral. It makes sense that keeping this in mind can help you and your family avoid stress and focus on other things during this trying time. I would want to find a funeral home that can provide the cremation services I need and that can help me provide my guests with an appropriate environment.

I appreciate your advice for planning a funeral. My dad is on life support, so my siblings and I want to plan his funeral out now. Finding a cheap casket and asking for the least amount of services sound like the best ways to save money on these.

LNWeaver says:

That’s good to know that planning a service involves the price of the service and casket. It’s important to determine your costs. So you can figure out your costs, funeral homes are obligated to supply you with a general price list.

John Mahoney says:

I liked when you talked about how funeral homes can provide personalized services for their clients. My aunt passes away today and we want to make sure she gets the funeral she deserves. As I see it, taking the time to educate yourself and look for online reviews can help you find a funeral home that will take care of these services so you can focus o more important things.

I like that you talked about considering planning the funeral ahead of time. My father has a lot of friends who live far away, so he is considering having his memorial in a large location to accommodate the number of people attending. I think planning ahead is essential to having the best funeral service you can.

Planning a funeral before you die is something that always seemed weird to me, but as I get older it is starting to make sense to me. It’s good to know when it comes to the final costs there are things that I need to keep in mind to be able to create the budget for it. One thing I never even considered paying for is obituary costs, flowers, and any other possible services that I might want; this makes sense so that I can make sure that everything is covered when I pass and my family won’t have to worry.

Scott Adams says:

I’m glad that you talked about considering clergy and flower choices while planning a funeral. I have been needing to plan a funeral for my father, and I’m not sure how. I can see how it would be good to have some clergy present, because my father was very religious.

Silas Knight says:

I love the great planning tips you have here. We’re planning a funeral right now, and since I never done one before, it’s great to read some advice. It’s good to know the three factors that influence the cost the most. We’ll keep that in mind.

I liked that you had mentioned that it could be important to figure out what will be needed at the funeral and needed for it to run successfully. My wife’s father passed away last night and I’ve taken it upon myself to take care of handling the funeral for her so I’ve been looking around. I might have to figure out what he would have liked to be at the funeral and plan accordingly and hopefully, I can find a service that will help me with all of that.

Scott Adams says:

I like that you talked about how caskets and urns can really affect the entire price of the funeral. I have been planning a funeral for my father, and I wasn’t sure what to choose. I can see how it would be smart to start with more expensive decisions, so I can plan the rest of the services accordingly.

One of my friends was telling me about her grandmother already planning her funeral home. She wants to help her grandmother find a funeral home and make those decisions. She would find comfort knowing that this a smart thing to do early on like you mentioned in this article.

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